Crypto Market Consolidates: BTC at $79,918 as XRP and Zcash Climb After OCC Nod for Ripple
Redakcja CryptoPulsar ·
Total crypto market cap stands near $2.77T as Bitcoin and Ethereum post mild declines. XRP gains after the OCC’s final approval of Ripple’s trust bank for RLUSD reserves, while Zcash leads with a weekly rise above 10%.
Total cryptocurrency market capitalization stands at $2.77T, with mild declines among the leaders setting the tone. Bitcoin trades at $79,918 and is down 0.53% over 24 hours, while Ethereum at $2,317 slips 0.51%. Against this calm consolidation, XRP (+1.07% on the day) and Zcash (+1.81% in 24h and +10.22% over 7 days) stand out. The key event of the session is the OCC’s final approval for Ripple’s trust bank managing RLUSD stablecoin reserves of about $2.6B, covered by Decrypt, Unchained and Comparic.pl among others.
Top gainers and losers among market leaders
Within the top ten by market cap, the session is clearly selective. Projects with positive price momentum lead on a daily basis, while some large first-generation layers give back part of their recent move. The table below is based solely on CryptoPulsar price data.
| Crypto | Price | 24h | 7d | Cap |
|---|---|---|---|---|
| Zcash (ZEC) | $1,254 | +1.81% | +10.22% | $21.3B |
| XRP | $1.30 | +1.07% | +0.05% | $82.5B |
| BNB | $739 | +0.03% | +1.14% | $97.2B |
| Bitcoin | $79,918 | -0.53% | -2.23% | $1.61T |
| Ethereum | $2,317 | -0.51% | -3.10% | $283B |
| TRON | $0.3275 | -0.98% | -1.33% | $31.1B |
| Solana | $100.18 | -1.26% | -4.16% | $59.1B |
Among the largest projects, the strongest daily result belongs to Zcash, and the weakest to Solana. BNB holds just above flat (+0.03% in 24h), which looks like relative stability against BTC and ETH declines. Stablecoins remain near parity: USDT at $0.9987 (-0.06%), USDC at $0.9994 (-0.04%).
🔑 Key takeaways
- Total market capitalization: $2.77T.
- BTC $79,918 (-0.53% 24h, -2.23% 7d), 24h volume about $26.8B.
- ETH $2,317 (-0.51% 24h, -3.10% 7d), 24h volume about $8.43B.
- Strongest in the top 10: ZEC (+1.81% / +10.22% 7d) and XRP (+1.07%).
- Weakest in the top 10 on a 24h basis: SOL (-1.26%, -4.16% 7d).
- Event of the day: final OCC approval for Ripple’s trust bank tied to RLUSD (about $2.6B).
Bitcoin and Ethereum: calm consolidation instead of a trend
Bitcoin remains the leader with a market cap of about $1.61T and rank #1. The $79,918 price sits well below the ATH of $126,080. The weekly change of -2.23% confirms the market is not building strong upside momentum here, but rather defending a consolidation zone. Daily turnover of about $26.84B remains high and shows that BTC liquidity is still deep.
CryptoPulsar’s market cycle reading for BTC is 30.0/50. Over the past day the network settled about 882k transactions. An RSI near 56 points to a market that is neither overbought nor oversold. The MACD histogram is positive (about +11), but the MACD line remains negative, which the data describe as a bounce from weakness rather than a full uptrend. The shorter EMA 9 is still below EMA 21, and the Fear and Greed Index sits at 48 (neutral). Funding rate is near zero (about 0.007%).
Cycle data for BTC suggest that if network activity holds and price fails to break out clearly, further consolidation is more likely than a sharp move. This is a descriptive reading from the cycle model, not an investment forecast.
Ethereum, with a market cap of about $283B and rank #2, behaves much like Bitcoin: -0.51% in 24h and -3.10% over 7 days. The ATH remains at $4,946, so the distance to the peak is large. 24h volume of about $8.43B keeps ETH among the most liquid assets.
ETH cycle score is 29.9/50. On-chain data show a net outflow from exchanges of roughly 3,314 ETH in the latest measurement window (160 outgoing transfers versus 71 incoming) plus a series of large transfers above 500 ETH. Daily RSI near 41, a positive MACD histogram (about 0.25), EMA 9 above EMA 21 and funding at 0.0047 with Fear and Greed at 48 paint a neutral picture without extreme overbought conditions. MEV risk scored at 48/100 remains moderate.
On the Bitquery whale radar (from October 26, 2026, transfers from 100 ETH) flows include transfers on the order of 1,128 ETH, 666 ETH, 333 ETH and series of about 150–250 ETH. The flows alone do not settle position direction, but they confirm that large capital remains active despite a flat price.
XRP and Ripple: OCC approval and a bounce in market data
The session’s most important news is the OCC’s final federal approval for Ripple’s trust bank, which is to manage reserves of the RLUSD stablecoin at a scale described as about $2.6B and offer custody. The story is covered by Decrypt, Unchained and Comparic.pl. In parallel, U.Today points to a jump of more than 100% in active XRP Ledger accounts within 24 hours, while NewsBTC describes Ripple and Meritz cooperation around a custody layer in Korean tokenization plans.
XRP trades at $1.30, up 1.07% in 24h, with a market cap of about $82.5B (rank #5). Daily volume is about $1.37B. Over 7 days the change is nearly flat (+0.05%). The ATH remains at $3.65.
In the cycle module XRP posts the highest score among the major assets in this set: 36.3/50. RSI near 50.5 signals balance. MACD shows a mildly positive histogram with the line just below zero, and EMA 9 sits above EMA 21, which the data describe as an early revival rather than a strong trend. Fear and Greed: 48, funding about 0.00701. XRP is among trending positions. The descriptive cycle scenario says that if calm holds, price may drift gently higher, while a drop of the histogram below zero could cool the bounce.
💡 Good to know
In a single day, regulatory headlines and on-chain activity around the Ripple ecosystem are converging, giving XRP a clearer short-term narrative than most large-cap peers.